
Team
At Calterra Capital, we believe that transformative solutions are only possible when deep mortgage industry knowledge is combined with world-class technology expertise. That’s why our teams are built from the ground up with both in mind — bringing together accomplished mortgage professionals who have lived the challenges of the industry, and seasoned technology leaders who specialize in financial systems, security, and innovation. This deliberate blend of business and technical experience allows us to create real-world solutions that are not only functional, but practical, compliant, and scalable across the residential mortgage ecosystem.
Our success is a direct result of our people.
We’ve assembled the best and brightest minds in the industry — people who bring vision, discipline, and an unwavering commitment to excellence. Our success is a direct result of our people. Their insight, grit, and collaborative spirit allow us to solve the mortgage industry’s most pressing challenges and deliver technology that becomes the new benchmark. At Calterra, we don’t just build teams — we build movements of professionals who share a passion for modernizing the mortgage experience and shaping the future of housing finance.

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Chris Saitta
Managing Director, Calterra Capital
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Jamie Zukosky
General Counsel, Calterra Capital
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Chris Michaels
Chief Strategy Officer, Calterra Capital
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Rachel Lloyd
VP, Relations, Calterra Capital
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Bob Fulton
Principal, Capital Markets, LauraMac
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Kathy Hancock
Partner, Warehouse Lending, Forta Solutions
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Amit Aggarwal
Principal, Mortgage Technology, LauraMac
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Lorie Helms
Principal, Origination Technology, LauraMac
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Harlan Mott
Warehouse Lending, Forta Solutions
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Gilbert Abnoos
Warehouse Lending, Forta Solutions
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Leon Nedzwiecki
Capital Markets, LauraMac
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Jarad Bernotavicz
Mortgage Technology, LauraMac
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Joe Chang
Mortgage Technology, LauraMac
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Renee Magee
Business Relations, LauraMac
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Jeff Bell
Founder & President, Uplist
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Saurabh Saxena
VP Engineering, Uplist
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Ben Smidt
CMO, Uplist
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Todd Berlent
COO, Forta Solutions
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Reid Nelson
Vice President of Client Delivery, LauraMac
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Melissa Cornwell
General Manager, Loan Acquisition, LauraMac
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Channing Malone
Vice President, Infrastructure and Security, LauraMac